Privacy Policy:
Lianomar Risk Selection Enterprises Inc. (“Lianomar”) and KNOWTHERISK.COM are committed to protecting the privacy and confidentiality of personally identifiable information which we receive. We have adopted the present Privacy Policy in order to advise you how we treat personally identifiable information which we receives from users and/or visitors of KNOWTHERISK.COM.
The present Privacy Policy may be amended without prior notice to you and, consequently, we recommend that you review our Privacy Policy on a regular basis. Your use of KNOWTHERISK.COM constitutes your consent that you have read, understood and agree to the terms of the present Privacy Policy, which may be amended from time to time, as well as to the collection and disclosure of the information detailed herein.
Personal Information collected at registration:
You must register in order to use and access KNOWTHERISK.COM. When you register to use and access KNOWTHERISK.COM, you must provide your name, address, phone number, date of birth, credit card information and e-mail address (the “Personal Information”).
Use of Personal Information:
Lianomar and KNOWTHERISK.COM may use your Personal Information to confirm your identity when accessing KNOWTHERISK.COM, to complete your subscription thereto and/or to provide you with the services you request.
In addition, we may use Personal Information in order to: evaluate your insurance coverage requirements and assess the risk involved; communicate and respond to your inquiries; communicate with you for service, administration, billing, accounting, marketing and/or promotional purposes; and/or to otherwise comply with legal and/or regulatory requirements.
We do not sell, rent, lease or otherwise provide Personal Information to any third party without your prior written consent. Notwithstanding the foregoing, we may be required to disclose Personal Information to our service providers who perform various functions for Lianomar and KNOWTHERISK.COM (such as educational institutions) and in order to comply with law enforcement or other governmental entities.
In addition, we may provide Personal Information, excluding credit card information, to the requisite institutions and/or governing bodies for the purpose of obtaining educational credits for certain users of KNOWTHERISK.COM.
We may occasionally share data about our users which may be distributed to third parties. The said data is compiled and analyzed in an aggregate manner and does not include the Personal Information of any of the individual users of KNOWTHERISK.COM.
Security:
Although Lianomar and KNOWTHERISK.COM maintains reasonable safeguards to protect the security and confidentiality of Personal Information received, you acknowledge that no internet data transmission is guaranteed to be One Hundred Percent (100%) secure and that, consequently, the complete security and confidentiality of transmissions to and from KNOWTHERISK.COM is not possible at the present time.
Given the foregoing, we request that you not forward your Personal Information to us in an e-mail, including your user name and password for KNOWTHERISK.COM, rather that you do so by other means of communication. We will not send you an e-mail requesting your Personal Information including your user name and password. Should you receive such a request, are concerned about the validity of an e-mail from Lianomar and/or KNOWTHERISK.COM and/or are concerned about our online security, we ask that you contact us immediately.
Cookies:
KNOWTHERISK.COM uses “Cookies” which are small items of data which websites store in your browser. These data files contain information which can be used to verify your identity, facilitate user access, track and organize the pages you have visited and better service you. If you choose not to enable “cookies” on your browser, you may not be able to use some of the services on KNOWTHERISK.COM and your access may be limited.
Communication:
In the event that you attempt to e-mail us via the “Contact Us” section of KNOWTHERISK.COM, we shall issue a reply to the e-mail address which you provided to us at the time of your registration with KNOWTHERISK.COM. In the event of a change of your e-mail address, residential and/or business address, telephone number and/or any other change of your coordinates, we ask that you contact us immediately to advise of same.
Other Sites:
KNOWTHERISK.COM may contain links to other web sites. We are not responsible for the content and the privacy practices of the said web sites. Consequently, you should carefully review the privacy policies of such other web sites in order to confirm how they treat your Personal Information.
2010 KNOWTHERISK.COM